The Legacy Lab
Welcome to the Legacy Lab. This is your one stop destination for insights and strategies to build a lasting legacy. Whether it's managing health benefits, growing your retirement nest egg, or safeguarding your business with innovative risk solutions, we're here to empower you to thrive today and secure tomorrow.
Be sure to subscribe and catch our new episodes every other week as we talk about what matters most for your health, wealth, and peace of mind.
All Episodes
Health Insurance Myths That Are Costing You Money
Too many businesses renew their health insurance without truly understanding what they’re paying for—and it’s costing them. In this episode, we break down the most common health insurance myths, from “the cheapest premium is the best plan” to “we’re too small to negotiate better options.” You’ll learn the right questions to ask your broker before renewal, strategies to save money while improving coverage, and how to turn your health plan into a tool for retention—not just an expense. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances. Meet with Jessie: https://meetings.hubspot.com/jessie-millhouse Blog: https://rmcgp.com/blog/5-health-insurance-myths-that-are-costing-your-business-moneySECURE 2.0 in Action – Implementation Tips & Year-End Strategies
In Part 2 of our SECURE 2.0 series, Megan and Ashley are back with Tamara from RMC Group to dig into what implementation really looks like for businesses. From updating plan documents to navigating payroll coordination and employee communication, Tamara shares practical tips to help business owners and HR professionals successfully adapt to SECURE 2.0 changes. This episode also outlines key year-end strategies to make the most of 2025 tax credits and plan enhancements—whether you're starting a new retirement plan or improving an existing one. Resources: https://rmcgp.com/tax-credit-calculator The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.SECURE 2.0 in Action – What’s Already in Effect & What’s Coming in 2025
In this episode of The Legacy Lab, we dive deep into the transformative changes brought by the SECURE 2.0 Act, focusing on what business owners need to know now and in 2025. Join me as I welcome Tamara Middleton, our VP of Pensions, who breaks down the new auto-enrollment requirements and the innovative retirement plan options available to enhance your business. We’ll discuss essential tax incentives for establishing 401(k) plans, the implications of student loan matching, and the importance of maintaining compliance while maximizing benefits. Stay tuned as we prepare for upcoming changes and ensure your organization is ready to thrive in the evolving landscape of retirement planning. Don't miss our next episode, where we’ll explore tactical implementation strategies for HR professionals and business owners.Stormproof: Protecting Your Business and Home from Hurricanes and Wildfires
Disaster doesn’t wait—are you ready? In this episode of The Legacy Lab, we break down essential hurricane and wildfire preparedness tips for homeowners and business owners. With insights from RMC Group’s risk management guides, you’ll learn how to secure your property, protect your people, and recover faster after disaster strikes. From evacuation planning to insurance reviews and defensible spaces, this episode arms you with the tools to weather the storm. Download your free checklists at https://rmcgp.com/hurricane-and-wildfire-guide-for-homeowners and start preparing today. FEMA: https://www.fema.gov/disaster/current WEA: https://www.fema.gov/emergency-managers/practitioners/integrated-public-alert-warning-system/public/wireless-emergency-alerts EAS: https://www.fcc.gov/emergency-alert-system Blog: https://rmcgp.com/blog/stormproof-your-future The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.