The Legacy Lab
Welcome to the Legacy Lab. This is your one stop destination for insights and strategies to build a lasting legacy. Whether it's managing health benefits, growing your retirement nest egg, or safeguarding your business with innovative risk solutions, we're here to empower you to thrive today and secure tomorrow.
Be sure to subscribe and catch our new episodes every other week as we talk about what matters most for your health, wealth, and peace of mind.
All Episodes
Episode 29 - What Happens to Your Retirement Plan When You Sell Your Business?
In Episode 29 of The Legacy Lab, we delve into a crucial topic for business owners: what happens to your retirement plan when you sell your business. Join me, Ashley, alongside my co-host Megan, as we explore the implications of both stock and asset sales on your retirement savings. Learn about the responsibilities that transfer with the sale and the critical decisions you need to make regarding vesting, rollovers, and tax implications. We emphasize the importance of understanding your options and ensuring clear communication with your employees during this transition. Whether you're planning to sell soon or just contemplating your future, this episode provides vital insights to help you navigate this significant financial event effectively.Episode 28 - What Happens If I Live Too Long?
In this episode of The Legacy Lab, I delve into a pressing yet often overlooked topic: what happens if you live too long? While many of us focus on planning for an early death, the risk of outliving our savings—known as longevity risk—can be equally daunting. Join me as I explore the realities of extended life expectancy, the financial implications of relying solely on Social Security, and the potential healthcare costs that could arise. I will provide actionable strategies to mitigate these risks, from delaying Social Security benefits to considering annuities and long-term care insurance. Together, we can ensure that living a long life is not a burden, but rather a well-deserved reward. Tune in to empower yourself with the knowledge to secure your future.
Ep. 27 - Ten Years of Giving Back: The Story Behind the RMC Open
Ten years ago, a broken-down car and a rainstorm led our CEO to the offices of Cancer Alliance Network — and changed everything. In this episode of The Legacy Lab, Ashley and Megan share the story behind the RMC Open, hear from representatives of both benefitting charities, and share everything you need to know about the 10th Annual tournament on August 15 at Lely Resort in Naples. Whether you want to golf, sponsor, or simply cheer us on, this one is for you. For more information or to register: https://rmcgp.com/rmc-open Cancer Alliance Network: https://canceralliancenetwork.org/about/ Kids' Minds Matter: https://kidsmindsmatter.com/about/our-story/When Disaster Strikes: Business Interruption Insurance and What Gets Left Out
In this episode of The Legacy Lab, I delve into a topic that every business owner should consider: business interruption insurance. Disasters—whether a fire, flood, or pandemic—can halt operations and threaten your livelihood. I'll explore what this insurance covers, the gaps that often catch owners off guard, and why knowing the fine print in your policy is crucial before disaster strikes. We’ll discuss real-life scenarios, including the impact of COVID-19 on claims and the complexities of coverage limits and indemnity periods. The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.