In the United States, a qualifying life event is a change in situation, such as having a baby, getting married, getting divorced, or a job loss, that entitles you to a special enrollment period, allowing you to change your health insurance coverage.
Events that Qualify you for a Special Enrollment Period
- Changes in household
- Had a baby, adopted a child, or placed a child in foster care.
- Got married.
- Got divorced.
- Died.
- Changes in residence
- Moving to a new home.
- Moving to a new country
- Student moving to or from school.
- Seasonal worker moving to or from place of work.
- Moving to or from transitional housing (i.e., shelters).
- Loss of health insurance
- Losing employer health coverage.
- Losing individual health coverage.
- Losing coverage provided through family member.
- Losing Medicare.
- Losing Medicaid.
- Losing CHIP.
- More qualifying changes
- See healthcare.gov for more qualifying life changes.